Hi, i’ve simply been onto my sunny account and did an affordability grievance. It states i will be due simply over ВЈ500 but is only going to get about ВЈ5 of this. The issue I have is I still owe the funds however the loan happens to be offered to SLL Capital. With wonga they took the amount that is full the thing I nevertheless owed, that we had been hoping they’d do right here but as the been offered do I still need to spend all of it as well as just accept ВЈ5 from sunny? i am hoping this is why feeling
Sara (Debt Camel) says
I will be astonished it has occurred. Had been the last loan one of this people being refunded?
I’m unsure how exactly to be sure? It simply took me personally directly to exactly how much We had been due.
Sara (Debt Camel) says
Ok, you are suggested by me mobile up client solutions and have them why while you have experienced redress calculated it hasn’t been utilized to counterstability the balance owed. Be persistent.
Thankyou ring that is i’ll the next day. Because its offered to SLL Capital though do they will have capacity to accomplish that?
Sara (Financial Obligation Camel) says
Yes, a loan provider can invariably buy back once again a debt.
well ive been from the phone to sunny and got nowhere. Fundamentally all ill get straight straight straight back through the ВЈ558 is a few pounds as well as shall not make the quantity off my financial obligation as the with SLL Capital now. Seems quite unjust once the loan had been unaffordable and I also should not be paying out it. Essentially its perhaps maybe not their issue now because it had been in love with
Full of the boro says
It says they can’t offer me a loan but online payday loans Alabama can pass my details on to another company who might be able to help when I log in to my account!
Have emailed them for help
Sara (Debt Camel) says
Will there be maybe maybe perhaps not a hyperlink to web web page to place a claim in?
£6k odd it is saying my possible claim is and I’ll get maximum of £60 right Back. That is mental that this ongoing business has away with this particular.
We logged in this early morning to note that We they certainly were perhaps not considering my loan as unaffordable because the claims calculator didn’t suggest this . We are not able to observe how it is feasible provided I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I must say I want to get this loan taken out of my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this had been an alternative once I logged into my account but I’m maybe maybe not keeping out much hope .
Sara (Financial Obligation Camel) says
ВЈ500 is very marginal to win a single loan problem in the Ombudsman.
The situation actually for you personally is the fact that they needs marked the loan as defaulted in 2014/early 2015 – if they’d, it could be dropping down quickly. that is what you ought to push for actually, maybe perhaps not for the loan to be upheld as unaffordable.
Hi That’s all i’d like we don’t actually value the reimbursement it is the late repayment markers back at my credit files which are the things I require getting rid of . I’ve made complaints for them in the final couple of months that the loans needs to have been defaulted in addition they declined to incorporate a default that is backdated 2014. They will have now stated within their webiste plus in the e-mail which they are handing the management of the accounts to the credit reference agencies if amendments need to be made that they sent today . We can’t observe how the credit guide agencies should be able to make amendments though without consent from sunny ! That is obtained from their site :
We now have transmitted the control over keeping any records that are remaining the credit history agencies, once we won’t be keeping these documents moving forward. Further inquiries regarding entries on clients’ credit files in terms of ECIL loans ought to be raised using the agency that is relevant.
Sara (Financial Obligation Camel) says
OK, then you can certainly grumble straight to the CRAs – which CRAs show this loan?
All 3 regrettably ! I’ve raised Experian and Transunion will do the same with equifax tomorrow today . I’ve just never heard about credit guide agencies being because of the capacity to amend entries on credit documents ! Extremely strange .
Sara (Financial Obligation Camel) says